Published on February 05th, 2025
House fires are traumatic events that cause thousands of civilian deaths. In fact, 358,300 house fires in the U.S. occur annually.
Roughly 1 in 413 houses nationwide experience house fires, and home fire deaths may rise from an average of 2,840.
However, most home fires are
preventable with fire safety knowledge.
Below is a compilation of house fire statistics to give insight into house fire frequency, their major causes, and life-saving strategies.
In 1980, 734,000 house fires occurred. Though the number of house fires began to significantly reduce by nearly half over the years, property damage increased.
Let's cover the frequency of home fires.
Home fires are very common. The National Fire Protection Association (NFPA) provides the following data points:
Even with a decrease of roughly two-thirds in home fire death rates, the number of fatalities that fire departments responded to annually remains concerning.
These are house fire casualties in numbers:
Home fire deaths may rise if people remain unaware of fire prevention measures.
The following are details surrounding residential building fires:
Though not all house fires cause deaths, home fire injuries are most common in residential areas.
Cooking equipment and issues with electrical outlets are some of the leading causes of house fires, and fire departments find that they often cause injuries.
These are the facts:
Poor electrical distribution and negligence regarding heat sources may escalate civilian deaths.
Direct property damage from house fires impacts the economy annually.
A fire's effect on house prices can be major, especially since fire-damaged properties lose value.
In 2019, claims for fire and lighting equipment damage reached $79,785.
Temporary housing and medical costs add to expenses. Fire-damaged properties lose value —and
not everyone has homeowner's insurance to cover damages
According to the NFPA, smoking materials are the leading cause of home fires. Common smoking materials include kitchen equipment or electrical appliances.
These are the frequent causes of house fires divided by cause:
As the third leading cause of why home fires occur, electrical issues in lighting equipment are particularly dangerous.
Two common sources are faulty appliances and electrical distribution errors. These are statistics on home fires caused by electrical issues:
These are why electrical fires start:
Not unplugging electrical equipment may also start a fire.
Cooking is the leading cause of home fires.
As a landlord, a tenant's accidental house fire from cooking may lead to additional expenses.
Many household items, like dish towels and nail polish, can become some of the most common causes of house fires if exposed to heat.
In 2023, clothes catching fire from heat sources led to 7% of home fire deaths.
The NFPA found that flammable materials cause the following statistics:
Careless smoking near these items is also a leading cause.
Heating equipment is the second leading cause of home fires.
Forgetting to clean chimneys is the second leading cause of fires due to dust or ash buildup.
Intentional fires are purposefully started for different reasons:
In 2021, 18,200 intentional fires happened, causing 275 deaths and 700 injuries.
According to the U.S. Fire Administration, intentional fires changed from 2012 to 2021:
As the fourth leading cause of home fires, intentional fires are dangerous, especially in areas without fire departments.
In 2021, the U.S. Fire Administration reported 7,800 fires caused by smoking materials, with $361.5 million in property loss.
Leaving smoking materials unattended near flammable items leads to more damage.
However,
will insurance cover a house fire started by a cigarette? Yes, most insurance policies cover such damage. However, intentional fires from smoking materials are
not covered.
The number of house fires changes with the weather.
From 2016 to 2020, 46% of home fires occurred from December to February due to increased electrical use.
According to National Park Service data, 85% of annual wildfires occur during summer. 2018 had more than 50,000 reported wildfires.
These are the details on seasonal fires:
Leaving them on for
several days is a leading cause of sudden fires.
Anyone who's lost family members or friends in house fires knows its devastating effects.
However, most leading causes of fires are preventable. Knowing house fire prevention tips, improving your insurance, and learning what to do after a house fire can save lives.
Here are a few fire safety measures to stay safe:
Fire insurance is essential in homeowners' policies as fire damage costs seven times more than wind and hail damage.
Homeowners insurance provides liability protection, aiding in repairs and replacements. Dwelling coverage protects home structures and garages.
Having no fire insurance causes additional costs and less financial support. However, local government organizations, charities, and crowdfunding can all provide assistance for uninsured house fire victims when needed.
After a fire claim, homeowners insurance premiums may increase due to perceived risk. Increases vary on damage severity, repair costs, and claims history.
The following factors impact home insurance premiums:
Your insurer may adjust premiums based on higher fire risk,
reevaluating your home's replacement value and coverage limits.
A house fire is a traumatic experience since you may be losing a home and family, which can cause depression.
However, you can slowly rebuild your life through healthy coping mechanisms.
Studies have shown that survivors initially feel closer to their community post-fire, but coping becomes harder over time.
Using these coping strategies may guide you toward recovery:
Taking care of yourself is important, especially if you have a child. As children look for support, be present and let them express their emotions too.
Once you realize that a fire is happening, follow these immediate response strategies:
Do not re-enter the home until the fire is out. Ensure you and your loved ones are safe before making other decisions.
Firefighters play these roles during house fire emergencies:
Even as a civilian, you can save lives through fire prevention measures and alarms.
Not having a smoke alarm is a leading cause of fatalities. In 60% of house fires, smoke alarms were missing or broken.
A smoke alarm is vital in reducing fires, injuries, and deaths. Placing them in high-risk areas is important to prevent fires.
About 3/5 of fire deaths happen in houses without smoke alarms, but having one reduces risks by half.
While using smoke alarms, note these tips:
Regularly check if the alarm is working to avoid fire injuries.
The chance of fires increases with faulty alarms. Remember to have battery packs ready and replace old ones regularly.
If the alarm does not detect smoke,
immediately replace it. It is a worthy expense to save lives and property.
Here's a quick refresher on house fires and their leading causes.
79% of civilian fire deaths occur at home, causing 73% of injuries. The leading cause of fires is cooking, with heating equipment errors as the second leading cause.
House fires occur every 93 seconds.
There are 358,300 reported fires annually nationwide.
According to NFPA data, fireplaces caused 21,510 house fires.
Yes, homeowners insurance covers house fires, damages, and repairs. However, they do not cover intentional fires.
Understanding house fire statistics and how they've changed over the years is crucial in knowing fire prevention.
By being aware of coping mechanisms and safety reminders, saving lives is highly possible.
Remember how flammable electronics and daily items are, pick up fire insurance if you haven't yet, and do your best to practice fire safety whenever possible.
All Rights Reserved | Sell Fire Damaged House Texas
Terms & Conditions - Privacy Policy - Sitemap